Seasonal cash flow planner
Toy cash model. Peak months earn one revenue number, slow months earn a flat fraction of that, fixed overhead is the same every month. No taxes, no receivables lag, no line of credit — just a conversation about whether maintenance plans fill the hole.
Example: 0.55 = slow months run 55% of peak revenue.
Annual revenue (model)$752250
Annual fixed burn$504000
Simplified yearly cash gap (+ surplus)$248250
Avg monthly revenue in this toy: $62688
Key takeaways
- Shows yearly revenue minus simple fixed burn.
- Slow season modeled as a fraction of peak, not a second budget.
- Positive vs negative cash called out in color.
- Honest toy model banner.
- Pairs with Housecall Pro service agreements pitch.
Who built this
ContractorHQ is edited by Bernard Guido — 25+ years in trade operations and software. These utilities follow the same quality bar as our reviews: fast pages, honest disclosure, and tools that stay useful without selling your data.
Frequently asked questions
Where are taxes and payroll timing?
Left out on purpose. Export numbers to your CPA workbook.
Can I model maintenance agreement fill?
Raise the slow-season multiplier or peak month count until it matches your recurring base.
Debt service?
Add to fixed monthly until the payment fits your real note.
Why only twelve months?
Keeps the story annual for owner meetings; you can divide by twelve for mental monthly averages.